Friday 23 December 2011

         
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Tuesday 20 December 2011

Time and Distance


  • Speed, Time and Distance:

  • Speed =Distance,Time =Distance,Distance = (Speed x Time).
    TimeSpeed


  • km/hr to m/sec conversion:

    x km/hr =x x5m/sec.
    18
  • m/sec to km/hr conversion:

    x m/sec =x x18km/hr.
    5
  • Suppose a man covers a certain distance at x km/hr and an equal distance at ykm/hr. 

    then,  

    the average speed during the whole journey is2xy / (x+y)km/hr

Compound Interest


  • Let Principal = P, Rate = R% per annum, Time = n years.

  • When interest is compound Annually:

       Amount = P1 +Rn
    100
  • When interest is compounded Half-yearly:

        Amount = P1 +(R/2)2n
    100
  • When interest is compounded Quarterly :

        Amount = P1 +(R/4)4n
    100
  • When Rates are different for different years, say R1%, R2%, R3% for
     1st, 2ndand 3rd year respectively.


        Then, Amount = P1 +R11 +R21 +R3.
    100100100

  • Present worth of Rs. x due n years hence is given by :

        Present Worth =x.
    1 +R
    100

Sunday 18 December 2011

Simple Interest


Definitions :


1. Principal: The money borrowed or lent out for a certain period is called the Principal or the Sum


2. Interest : Extra money paid for using other's money is called Interest 


3. Simple Interest (S.I.) : If the interest on a sum borrowed for certain period is reckoned uniformly, then it is called Simple interest 






Formulas :


  1. Let Principal = P, Rate = R% per annum (p.a.) and Time = T years. Then


    *  Simple Intereest =P x R x T
    100


    P =100 x S.I.       R =100 x S.I.   T =100 x S.I..
    R x TP x TP x R

Saturday 17 December 2011

Syllabus for the Bank Exams


Written Examination
Sr. No.
Name of Tests (Objective)
No. of Questions
Maximum Marks
Duration
1
Reasoning
50
50

Composite
Time of
150 minutes
2
English Language
50
25
3
50
50
4
General Awareness (with special reference to banking industry)
50
50
5
Computer Knowledge
50
50
Descriptive Paper on English Composition (Essay, Précis, Letter Writing etc)

25
60 minutes

Total
250
250

The above tests except the Test of English Language and Descriptive Paper on English.

This syllabus is common for Almost all the Bank Exams

How to Prepare for Bank Exams ?

Are you thinking to write bank exam for the first time or are you a person who feels that bank exam is real tough. Then please consider the below points.

The "Attitude"
Attitude is the best support for a person who is seeking success , For people who is writing bank exams, its the most wanted thing. If you have the right attitude , surely you will learn many things what other had failed to learn. No matter how many books you have, or how many exams you write, you will get noting with out this ultimate A word.

Materials for preparation :
The source of knowledge is another important aspect. Try books with lot of questions and explanation for each question, this will help you to learn methods to solve each and every type of questions. You should know what type of questions will be asked and how much time you have to spend for it, This can be achieved by having the right materials in your hand.

Make your own book :
Person who is applying for bank exam for the first time thinks that  he is going to get questions in the exam like the sample questions given in hand out. They are wrong, Bank exams these days are getting tougher and tougher as the competition in this field is getting more every day. Many authors are evolving every day, most of them comes out with a better method to solve certain questions. Buy a note pad and write the best shortcut method to solve a question ,which can be achieved by analyzing various book , spending money is not a bad thing, because it will come to you in double when you get this job.  With this notepad you get a last minute revising before examination.

Collect Previous Year Question Papers :
Internet is a wide source of information but as far as previous year question papers it is low. find few question papers in the internet and also buy some books containing previous year question papers. this will help you to know question pattern and blueprints.People who set bank question papers wont change these blue prints at least for a year, so your chance of getting pass is more.

English Knowledge :
A candidate must work upon his vocabulary ,should know lot of English words. In bank exam, especially for P.O post it gets tougher when it comes to English aptitude . Keep the behavior of reading lot of English papers and books.

Strategy :
Strategy will be your main weapon in this battle and every battle. You should know the pattern upside down. you should learn all the methods to solve a question, so that you can fix your strategy wisely. "What is Your strategy for a bank exam ?" i asked one of my friend. His reply "I will work out maths first then reasoning followed by English and then general awareness/socio-economic/marketing/computer knowledge questions" And thats a better strategy.

Knowledge of banking terms and activities :
A  Knowledge in banking terms and their activities will help you in success.Learn a lot about Reserve bank of India, about their acts , policies, committee etc, do the same for SEBI . Make note of authors and their books in that year as far as general knowledge is concern, then know about important people arriving india and also about summits[where&when] .

Leave doubtful questions :
Dont try to attend doubtful questions , because it will extract more time, You should not afford to spend more than 1 to 1.5 minutes for a question. Work out easy questions first, and leave the doubtful ones later, some times you may get time to think clearly at the end.

No Cheating :
Don’t get yourself in any unpleasant situation, do not use any unfair things like carrying formulas in a paper or in handouts are asking help from others, this is not your school exams , this is your life you may get banned to write bank exams for ever at least for that organization, Thats a black mark. Lot of good looking girls/boys will come to write exam ,dont scatter your mind, You need them in one place to go through these exams.

So i have written everything i know, its all upto you to get pass are not. Please Do remember three thing more things to get success in bank jobs......

  1. Practice
  2. Practice
  3. and More Practice....

Remember one thing "The Journey of a Thousand Miles is also Begins with a Single Step"

All The Best.